Calculators

Run the numbers on your home

Simple, honest calculators for homeowners. Estimate a payment, watch how equity builds, or check what you could afford. No account, no phone number, and nothing is sold or shared.

Home equity

How much of your home you already own, from its value and your mortgage balance.

Mortgage payment

Estimate a full monthly payment from price, down payment, rate, taxes, and insurance.

Affordability

A rough price range to aim for, based on income, debts, and the 28/36 guideline.

Amortization

See the monthly payment and the total interest a fixed loan costs over its term.

Rent vs buy

Compare renting against owning across the years you plan to stay.

These calculators are for information only. FreshRateHub is not a lender, bank, broker, or brokerage, and does not offer or arrange financing of any kind. Estimates are not quotes.